What Maryland Medicare Options Does For You
As an advisor, I will help you understand all your Medicare options so you can decide which is best for you. I will show you several plans to compare "apples-to-apples." I will explain all the costs and find you the lowest priced option to cover all your requirements.
After you select an insurance plan, I will handle all the filing of the applications. I will ensure they are submitted within Medicare's guidelines and follow up with you once you're approved. I am HIPPA compliant and securely store documents for at least 10 years.
Medicare rules and rates change yearly. I dedicate at least 80+ hours per year to certification, training and education. This means I will always have updated information about your plan. I can help you make changes to your plan, ensuring the proper coverage year round.
Why is working with me so different?
The main difference between myself and other "agents" is that Medicare insurance is all I do. I have elected to make Medicare my only line of business. I'm local to Maryland (Annapolis) and cover the entire state, no matter where you live. This means we can meet in person and I have local knowledge of the area, rules, deadlines and doctor networks. I'm licensed with many carriers that other agents don't even know about. And since I've helped 1000's of seniors obtain great coverage, I have years of experience as an advisor for seniors from all walks of life. My focus is to find you the best coverage for the lowest price.
Getting it right the first time is important, and working with someone that knows exactly what to do is critical to ensure a smooth and efficient transition. Give me a call to discuss your Medicare needs.
"Broker" vs "Agent":
Even if we don't work together, I would encourage you to work with an independent broker rather than an "agent." A broker means they don't work for any particular insurance carrier, an agent is often a direct employee of the insurance company. Brokers are 100% independent and licensed with a variety of carriers. As long as the broker has access to at least 10 different insurance carriers, they should be able to properly help you, without being biased.
Knowing What Is Available Is The First Challenge With Medicare Insurance Shopping
Sometimes too many choices leads to analysis paralysis and mass confusion. There is a ton of outdated and misinformation out there. I always stay up-to-date and present my clients with ALL their choices in the marketplace, even if I don't have access to one or two options (I still want you to know about them).
Medicare insurance is complex. It has various deadlines, acronyms, pricing structures and rules that if broken or ignored, can lead to penalties in the form of delayed coverage or even financial penalties.
Since I am an independent Medicare advisor, I can walk you through all types of plans, explaining them in plain English so you fully understand each benefit. This is the only way you can ever have a clear picture about your medicare options. If you're turning 65 soon, learn What To Do When Turning 65.
I am licensed and authorized to sell Medicare:
Supplement Gap Plans | Advantage Part C | Prescription Drug PDP Plans