About Maryland Medicare Options
Since 2011, independent broker Peter Palmiotto has been involved with the Medicare Insurance industry and specializes in Medicare only.
Starting in San Diego, Peter successfully launched and operated San Diego Medicare Options until his family relocated to Maryland in 2018.
Realizing the same needs existed in Maryland, Peter decided to duplicate his brokerage firm here in Maryland, offering all types of Medicare plans.
Maryland Medicare Options is independent from any insurance companies, the federal government or the state of Maryland. This gives Peter the freedom to work with multiple insurance carriers to offer the most choices to his clients.
Peter currently lives in Annapolis with his wife Kim and his four daughters, Priscilla, Sabrina, Presley and Frankie.
Types of Insurance Offered:
- Medicare Supplemental Plans (F, G, N & High Deductibles, etc.)
- Medicare Advantage Plans (HMO, PPO, MSA etc.)
- Medicare Prescription Drug Plans (Part D "PDP")
- Medicaid Plans for QMB eligible Medicare Recipients (D-SNP)
- Chronic Special Needs Plans for eligible Medicare Recipients (C-SNP)
While Medicare is the main focus, Peter is licensed and authorized to sell Dental, Life, Vision and ancillary products such as Critical Illness and Accident insurance. These are only available upon request and will never be offered during any Medicare consultations.
Verify Peter's Licenses:
For search purposes, my NPN is: 16303580
Maryland License Search >> My License # is: 3000236502
Virginia License Search >> My License # is: 1093283
Delaware License Search >> My License # is: 3000236497
Pennsylvania License Search >> My License # is: 1002424
As my clients move, I will typically become licensed in their new state in order to continue servicing their account. While I do not consider myself an "expert" in these states, I do have the ability to write business in them and offer many different options:
California License Search >> My License # is: 0H48491
Texas License Search >> My License # is: 1904717
Arizona License Search >> My License # is: 16303580
Florida License Search >> My License # is: W340260
Benefits Of A Medicare Broker
All Services Are Free - the insurance carriers compensate the broker to help you. These costs are already built into each plan, so using a Broker will never mean you pay more. In fact, Broker fees are illegal inside the Medicare world.
Unbiased Advice - since a broker represents dozens of plans and each plan compensates the broker at the same rate, the broker has no extra motivation to suggest one company over the next.
They Work For You - a broker works for you, the client. Brokers are never employed by an insurance company and work independently from any outside influences.