Protect your oral health with a comprehensive dental plan. Learn more and enroll online in just a few minutes. Select from a variety of HMO and PPO plans starting as low as $21 per month! Get started below.
Shop for Dental & VSP Vision plans with dental benefits up to $10,000 annually with no waiting periods. Receive at least 10% off from day one on all major services. Plans start at $32/mo.
Shop for PPO and HMO Plans up to $2,000 in benefits.
Their PPO plans have a 6 to 12 month wait on most services or
no coverage at all. Their HMO option has no waiting periods.
PLEASE REVIEW THE FULL SUMMARY OF PLAN BENEFITS PRIOR TO ENROLLING ONLINE
View full details & enroll on-line in minutes. Implants and Orthodontic benefits have lifetime maximums. MetLife has no waiting periods, and discounts increase over three years. MetLife has a mandatory association fee added to the rates above. The % amounts above are the discounts you receive. Prices shown are monthly and per person. Family rates available and additional plans available online.
Benefits To Consider
RATIO
My goal is to always get the best "ratio" of premiums to Maximum Benefit Limits. I look for around a 3X return. So if premiums are $600/year, I'd like to see about $1,800 in Max Benefit Limits from the plan. This is just my personal opinion.
NETWORKS
If you have an established dentists, you should check to see if they are in network by using the dental plan's doctor finder (if the plan is an HMO). If the plan is a PPO, just verify with the dentist that they are willing to work with a PPO plan.
DEDUCTIBLES
Some plans offer lower premiums because they have a small deductible, others do not. The deductible is what you pay in full, before the plan starts sharing in the cost of services.
WAITING PERIODS
Some plans require a 6 month or 12 month waiting period before benefits start, like Major services, while other plans have no waiting period. Some will offer you immediate savings and then increase those savings after a waiting period.
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Peter Palmiotto | MD License 3000236502 | (410)896-1212
